CCRL provides financing solutions for customers with less-than-perfect credit, allowing them to complete their home improvement projects with flexible payment options and no pre-payment penalties.

Dealers submit the customer’s loan application through CCRL’s online portal. Once submitted, CCRL underwrites the loan and provides a decision typically within a short time frame.

Payment is generally processed within 24 hours from job completion after the loan is finalized and all required documentation is received.

Yes, CCRL specializes in subprime lending, providing financing to customers with credit challenges, ensuring they can still move forward with their home improvement projects.

Dealers may be responsible for certain fees related to the financing, such as origination or processing fees. However, specific terms depend on the dealer’s agreement with CCRL.

You can track loan applications and their statuses through CCRL’s online platform, where you will receive real-time updates on loan decisions.

Once CCRL buys the loan, the responsibility for collection shifts to CCRL. 

Yes, CCRL works with a variety of home improvement projects, including roofing, siding, windows, flooring, and more. For specific projects, it’s best to consult the Master Dealer Agreement or speak with a CCRL representative.

Loan limits are determined based on the customer’s creditworthiness and the scope of the project. CCRL provides pre-approval amounts based on initial assessments.

Yes, CCRL loans come with no pre-payment penalties, allowing customers to pay off their loans early without extra fees.

If a project exceeds the original loan amount, CCRL may consider additional financing options. However, this depends on the customer’s financial situation and credit evaluation.

Yes, it's an easy paperless, online application with the potential for instant approval, followed by simple onboarding. We will train your whole team to be successful. There is no cost to sign up.

No, you are not responsible for collecting customer loan payments.

Once the job is completed, you simply submit a completion form signed by the homeowner, and you will receive payment via ACH directly to your bank account within 24 hours.