To access your account, click the button below and you will be redirected to our secure external site to complete the log in process. Rest assured, your information is safe as you seamlessly transition to manage your account.
Pay with Confidence
To access your account, click the button below and you will be redirected to our secure external site to complete the log in process. Rest assured, your information is safe as you seamlessly transition to manage your account.
Pay with Confidence
To access your account, click the button below and you will be redirected to our secure external site to complete the log in process. Rest assured, your information is safe as you seamlessly transition to manage your account.
BENEFITS
Here for Your Every Step
Boost Your Credit Score
Whether you’re rebuilding or looking to strengthen your credit, CCRL’s financing solutions give you the tools to manage your finances responsibly and watch your score rise.
Flexible Payment Options
Our flexible payment plans are designed to work with your financial situation, making it easy to take on your home project. You can feel confident that you’ll have manageable payments every step of the way.
Financial Hardship Program
We've created the "Back on Track" program to support you when times get tough. If you're experiencing financial hardship, don’t worry. We’re here to help you navigate through it.
No Early Payoff Penalties
You're free to pay off your loan ahead of schedule without any extra fees. Take control of your financial journey without worrying about added costs.
Autopay & Digital Enrollment
With Autopay, set it and forget it. Payments are automatically processed on time, helping you avoid late fees. Plus, with our paperless program, your statements are sent via email—no more paper clutter. It’s a fast, easy way to stay on top of your account.
Full Transparent Portal
You'll always know what's happening. Our transparent online portal gives you a clear view of your loan progress and payments.
Boost Your Credit Score
Whether you’re rebuilding or looking to strengthen your credit, CCRL’s financing solutions give you the tools to manage your finances responsibly and watch your score rise.
Flexible Payment Options
Our flexible payment plans are designed to work with your financial situation, making it easy to take on your home project. You can feel confident that you’ll have manageable payments every step of the way.
Financial Hardship Program
We've created the "Back on Track" program to support you when times get tough. If you're experiencing financial hardship, don’t worry. We’re here to help you navigate through it.
No Early Payoff Penalties
You're free to pay off your loan ahead of schedule without any extra fees. Take control of your financial journey without worrying about added costs.
Autopay & Digital Enrollment
With Autopay, set it and forget it. Payments are automatically processed on time, helping you avoid late fees. Plus, with our paperless program, your statements are sent via email—no more paper clutter. It’s a fast, easy way to stay on top of your account.
Full Transparent Portal
You'll always know what's happening. Our transparent online portal gives you a clear view of your loan progress and payments.
Want to learn more?
Need to submit a Subordination Request?
FAQ
Your Questions Answered
In most cases, we do not require a down payment. However, this may vary based on the project and the terms of your loan.
If you miss a payment, we encourage you to contact our customer service team as soon as possible. Depending on your situation, we may be able to help you work out a solution, but repeated missed payments could affect your credit score and result in late fees.
No, there are no prepayment penalties. You are free to pay off your loan at any time without extra fees.
Approval can take as little as 24 hours. However, the exact time frame depends on the completeness of your application and whether we need additional documentation.
Yes, if you have poor credit, a co-signer with better credit can help improve your chances of getting approved for financing.
You typically need to provide proof of income, proof of homeownership, and a valid ID. Depending on your situation, we may request additional documents.
Yes, you can finance multiple projects at once, as long as the total loan amount fits within your approved financing limit.
Loan amounts vary based on your credit profile, income, and the scope of your home improvement project. Our team will review your application to determine your maximum loan amount.
We are transparent about all fees upfront. You will receive a detailed breakdown of any fees associated with your loan, such as origination fees or late payment fees.
Yes, you can refinance if your credit score improves or if you find better loan terms. Contact us to explore refinancing options.
Trusted by America's Largest Home Improvement Companies
TESTIMONIALS
What People Are Saying
Credit Card Rate Lending worked with us to find a plan that fit our budget, and we’ve been able to keep up with everything without feeling stretched.
The whole thing took just a few minutes, and I had an answer right away. We're now moving forward with our project.
Everything was straightforward. The whole process was quick and hassle-free. It’s been a great experience all around.